Wallet
Manage cryptocurrency and fiat funds in one app.
Cryptocurrency and fiat in one wallet
Transfer funds in seconds, buy and sell crypto through escrow-protected P2P, deposit and withdraw cash. Businesses can accept payments in crypto.
No app to install
- Right in Telegram
- Crypto, fiat, and cash
- Instant transfers
- Accept crypto payments
Everything you need to manage cryptocurrency and fiat
Transfers
Send funds to other users in seconds.
Cash
Deposit and withdraw cash through partner exchange offices.
P2P exchange
Buy and sell cryptocurrency through escrow-protected trades.
Crypto acquiring
Accept crypto payments through a payment link or the API with webhooks. The fee is 0.4% per payment.
Transparent fees
You always know the cost of each transaction in advance.
- Transfers between KashBi users
- 0%
- Crypto acquiringper successful payment
- 0.4%
- P2P tradepaid only by the offer maker, after the trade completes
- 0.5%
Getting started is easy
- 1
Open the app
Open the wallet in Telegram or in the web version. There is nothing to install.
Open in Telegram - 2
Top up your balance
Use cryptocurrency, fiat funds, or cash through partner exchange offices.
- 3
Make transactions
Hold, transfer, and exchange assets in one app.
- 4
Withdraw funds
Withdraw to an external wallet, fiat currency, or cash through partner exchange offices.
Where your funds are kept
Security goes beyond escrow. Here is what happens to your money between operations.
Cold wallets
Most client funds are held in cold wallets and are not accessible from the internet.
Segregated funds
Your money is accounted for separately from company funds. We never put it to work in our own operations.
Account protection
A PIN in the Mini App, 2FA in the web version, confirmation for transfers, and login alerts.
Check cryptocurrency addresses
Check cryptocurrency addresses before transferring funds. A detailed AML report helps you assess risk and reduce the likelihood of interacting with suspicious assets.
Address checks
Check the sender's or recipient's address and assess potential risks before making a transaction.
Detailed report
Get a risk score and detailed information about detected links and risk categories.
Automatic deposit screening
Incoming deposits are automatically screened for signs of elevated AML risk. Additional verification measures may apply if any are detected.
Cash deposits and withdrawals
Top up your balance or withdraw cash through a network of verified partner exchange offices.
- 1
Create a request
Specify the city and the amount in the app.
- 2
Visit the exchange office
The partner knows the amount in advance, so the exchange doesn't take long.
- 3
Hand over or receive cash
A deposit is credited to your balance; a withdrawal is paid out to you in cash.
Verified partners
Every exchange office is reviewed before joining the platform.
Available cities
-
Russia
- Moscow
- Saint-Petersburg
- Novosibirsk
-
UAE
- Dubai
- Abu Dhabi
Can't find your city? We are continuing to expand our partner network and add new service locations.
Telegram supportHow trades are protected
Nobody wants to send first and end up with nothing. The cryptocurrency is held in escrow until the trade is complete, and in a dispute it stays there until arbitration decides.
Escrow protects every P2P trade
- 1
The seller transfers cryptocurrency to escrow
The funds are reserved for the duration of the trade.
- 2
The buyer pays for the trade
The seller verifies that the funds have actually been received.
- 3
The cryptocurrency is released to the buyer
Once the seller confirms receipt of payment, the cryptocurrency is released from escrow.
Funds remain in escrow during a dispute
If a dispute arises, the cryptocurrency is not released to either party until arbitration reaches a decision.
You’ll receive a notification in Telegram whenever the trade status changes.
Additional P2P trade protection
Participant reputation
Ratings, reviews, and trade history help you pick a reliable seller or buyer.
Requirements for participants
When you create an offer, you can set requirements for the other side of the trade, including mandatory verification.
Arbitration
If a dispute arises between the parties, arbitration will review the evidence provided and make a decision.
Do you own an exchange office?
Connect your exchange office to the platform and reach new customers directly through the app.
Become a partnerA new stream of customers
Users specify their city and exchange amount in advance, so you know the amount before they arrive and waste no time.
Higher turnover
Reach new customers without additional advertising costs.
Network expansion
We are actively expanding our geographic coverage and looking for new partners.
Accept crypto payments in your business
Send an invoice as a payment link or connect payments to your website through the API. The payment lands in your KashBi wallet, ready to transfer, exchange, or withdraw.
Payment link
Create an invoice and send the link to your customer. No development or integration required.
API and webhooks
Connect payments to your website or bot. A webhook reports the payment status, so orders are confirmed automatically.
0.4% per payment
The platform charges 0.4% of every paid invoice. No monthly fee.
PricingWe accept BTC, USDT, ETH, TRX, GRAM, and XMR — the list of coins keeps growing.
How to set up payments
- 1
Open KashBi
In Telegram or in your browser — there is nothing to install.
- 2
Complete a quick identity check (KYC)
Verify your identity in the app. No company check required.
- 3
Start accepting payments
In Crypto acquiring, tap Connect and send your first invoice — as a link or through the API.
The rate is locked for the whole invoice window — the amount due will not change.
30%
Invite friends and earn rewards
Earn up to 30% of the platform fee from every completed P2P trade made by users you invite. Rewards are paid from the service fee, so your friends pay nothing extra.
Get a referral linkUnlimited invitations
There is no limit to the number of users you can invite.
Automatic rewards
The reward is credited to your balance after an invited user's trade is completed successfully.
Frequently asked questions
Clear answers about the wallet, P2P trading, crypto payments, and fiat transactions.
Wallet
Do I need to complete verification?
No, verification is not required in most cases. It may be needed for certain fiat deposit or withdrawal methods, or when required by the terms of a trade. If the selected transaction requires verification, we will let you know in advance.
What are the fees?
In P2P trades the platform fee is 0.5% for the offer maker; it is charged only after the trade completes successfully, and the other side pays the platform nothing. In crypto acquiring the platform charges 0.4% on every successful payment.
When you deposit cryptocurrency, you pay only the blockchain network fee. The withdrawal fee depends on current network conditions and is shown before you confirm the transaction.
The terms for fiat currency transactions depend on your region and the selected partner.
Which coins are supported?
Right now you can use BTC, USDT, ETH, TRX, GRAM, and XMR. The list of coins keeps growing.
Where can I top up my balance with cash?
Cash deposits and withdrawals are available through our network of partner exchange offices. We are continuously expanding the list of countries, cities, and service locations.
Is there a mobile app?
There is no separate app to install. The service is available through the Telegram Mini App and web version.
P2P exchange
How does P2P escrow work?
The seller reserves the cryptocurrency in escrow before the trade begins. After payment, the seller verifies that the funds have actually been received and confirms the release of the cryptocurrency to the buyer. If a dispute arises, the cryptocurrency remains in escrow until arbitration reaches a decision.
What should I do if a dispute arises?
Open a dispute directly from the trade and provide the required evidence. Arbitration will review the materials submitted by both parties and make a decision. The cryptocurrency remains in escrow until the dispute is resolved.
What happens if the other side stops responding?
Once the trade deadline passes, you can open a dispute. If one side stops responding, funds are not lost automatically: the cryptocurrency stays in escrow until arbitration reaches a decision.
Crypto acquiring
Can I accept crypto payments in my business?
Yes. Send an invoice as a payment link with no integration, or connect payments to your website through the API with webhook notifications. You can connect in the app after KYC (identity verification).
Set up crypto paymentsWhat happens to the rate at the moment of payment?
The rate is locked when the invoice is created and holds for the whole payment window, from 15 minutes to 72 hours. Market moves do not change the amount due.
Is business verification required?
No. No separate business check is required: completing KYC is enough.
All of it in one wallet
Open the Mini App in Telegram or sign in to the web version.
- Transparent fees
- Instant transfers
- No app to install